State Licenses
Last Updated August 18, 2026
Watermark Home Loans is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
National Mortgage Licensing System
Watermark Home Loans National Mortgage Licensing System Number 1838.
Visit the NMLS access page for more information: NMLS Access Page.
State-by-State Licenses
Alabama
Alabama Consumer Credit License, License No. 22498
Arizona
Arizona Mortgage Banker License, License No. BK-0925124
Arkansas
Licensed as a Mortgage Banker-Broker-Servicer with the Arkansas Securities Department No. 127489
California
California – DRE Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement, License No. 01523306
California
California – Licensed by the Department of Financial Protection and Innovation, Financing Law License, License No. 603J352
Colorado
Colorado Mortgage Company Registration
Connecticut
Connecticut Mortgage Lender License, License No. ML-1838
Delaware
Delaware Lender License, License No. 025614
District of Columbia
District of Columbia Mortgage Dual Authority License, License No. MLB1838
Florida
Florida Mortgage Lender License, License No. MLD1567
Georgia
Georgia Mortgage Lender License/Registration, License No. 22604
Hawaii
Hawaii Mortgage Loan Originator Company License, License No. HI-1838
Idaho
Idaho Mortgage Broker/Lender License, License No. MBL-9506
Illinois
Illinois Residential Mortgage License No. MB.6761460 — Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 555 W. Monroe, Suite 500; Chicago, IL 60661, (888) 473-4858
Indiana
DFI First Lien Mortgage Lending License No. 22836
Iowa
Mortgage Banker License No. 2022-0031
Kansas
Mortgage Company License MC.0025777
Kentucky
Kentucky Mortgage Company License, License No. MC408333
Louisiana
Louisiana Residential Mortgage Lending License
Maine
Licensed as a Supervised Lender by the Bureau of Consumer Credit Protection No. 1838
Maryland
Maryland Mortgage Lender License, License No. 1838
Massachusetts
Massachusetts Mortgage Lender License, License No. MC1838
Michigan
Michigan 1st Mortgage Broker / Lender / Servicer Registrant, License No. FR0021425
Minnesota
Minnesota Residential Mortgage Originator License, License No. MN-MO-1838
Mississippi
Mississippi Mortgage Lender License, License No. 1838
Missouri
Licensed as a Mortgage Company, License No. 1838
Montana
Mortgage Lender/Servicer/Broker No. 1838
Nebraska
Mortgage Banker License
Nevada
Nevada Mortgage Broker License, License No. 2542
New Hampshire
Licensed by the New Hampshire Banking Department No. 1838MB
New Jersey
New Jersey Residential Mortgage Lender License
New Mexico
New Mexico Mortgage Loan Company License
North Carolina
North Carolina Mortgage Lender License, License No. L-134728
North Dakota
Money Broker License No. ML104621
Oklahoma
Oklahoma Mortgage Lender License, License No. ML011014
Ohio
Residential Mortgage Lender Registration RM.804414.000
Oregon
Oregon Mortgage Lending License, License No. ML-4043
Pennsylvania
Pennsylvania Mortgage Lender License, License No. 64090
South Carolina
South Carolina BFI Mortgage Lender / Servicer License, License No. MLS – 1838
South Dakota
Mortgage Lender License No.1838.ML
Tennessee
Tennessee Mortgage License, License No. 1838
Texas
Texas – Watermark Capital Inc., 16500 Bake Pkwy, Irvine, CA 92618
Utah
Utah-DRE Mortgage Entity License, License No. 6788415, Utah-DFI Residential First Mortgage Notification
Vermont
Vermont Lender License No. LL-1838
Virginia
Virginia Lender and Broker Licenses, License No. MC-4344
Washington
Washington Consumer Loan Company License, License No. CL-1838
West Virginia
Licensed as a Mortgage Lender No. ML-37872
Wisconsin
Wisconsin Mortgage Banker License, License No. 1838BA
Wyoming
Wyoming Mortgage Lender/Broker License, License No. 3191
Texas Consumer Complaint Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Company Information
©2026 Watermark Capital, Inc. | Equal Housing Opportunity Lender | NMLS ID # 1838 (www.nmlsconsumeraccess.org) | 16500 Bake Pkwy, Irvine, CA 92618 | (800) 896-9374 | Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law | AZ Mortgage Banker License #BK-0925124 | Georgia Mortgage Lender Licensee #22604 | Illinois Residential Mortgage Licensee | Kansas Mortgage Company Licensee | Mississippi Mortgage Lender Licensee | Licensed by the New Hampshire Banking Department | New Jersey Residential Mortgage Lender Licensee | Massachusetts Mortgage Lender License #MC1838 | For licensing information go to: www.nmlsconsumeraccess.org.