mortgageSMARTER
Self-Employed?

Self-Employed? Your Tax Returns Aren't the Only Option.

Some mortgage programs can use eligible bank deposits to help calculate qualifying income.

What are you looking to do?

About 60 seconds · No Social Security number · No hard credit pull

Keeping your existing mortgage in place is only possible with standalone second-lien options, subject to qualification. Bank deposits are not counted as income dollar-for-dollar; programs apply expense adjustments and require documentation, credit review and underwriting approval.